Valuable Possessions Insurance

Because your valuables deserve special care

Long Term Care

Why You Need Valuable Possessions Insurance

Your homeowner’s policy offers good protection, but it may not cover your most cherished and high-value belongings. If you own items like jewelry, fine art, collectibles, firearms, or luxury watches, a standard policy might leave gaps in coverage, especially for theft, mysterious disappearance, or misplacement.

At Sargent Insurance Agency in Little Rock, Arkansas, we know that these treasured items are more than just possessions; they hold sentimental value and financial worth. That's why we offer valuable possessions insurance that gives you peace of mind and full protection.

Valuable possessions insurance provides higher coverage limits and broader protection than a typical homeowners policy. Here’s what’s usually included:

Scheduled Personal Property Coverage

You can list and insure high-value items such as:

  • Engagement rings and fine jewelry
  • Collectible coins and stamps
  • Fine art and antiques
  • Designer handbags
  • Rare musical instruments
  • Luxury watches
  • Firearms and hunting gear
  • Memorabilia and collections

This coverage protects each item up to its appraised value in case of loss, theft, or accidental damage, even when you’re away from home.

When you choose Sargent Insurance Agency, you work with a local, family-led team that treats your valuables as if they were their own. Here’s what you can expect:

  • Appraisal Guidance: We help you get your items appraised so you know their exact worth.
  • Personalized Protection: We build policies according to your lifestyle and what matters most to you.
  • Worldwide Coverage: Most valuable item coverage follows you wherever you go, even while traveling.
  • Prompt Support: Our knowledgeable advisors are always available to answer questions or help with claims.

Still Wondering?

You are local, and we are right here with the answers. Whether it is saving money on car insurance, understanding deductibles, or filing a claim, we make the process easy. Ready for reliable, local auto coverage?

Contact Sargent Insurance Agency today. You will get personalized attention, trusted service, and peace of mind with every mile.

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