Long-Term Care Insurance Provided By Our Agency

It might be hard to imagine now, but chances are you will need help taking care of yourself later in life

Long Term Care

Later in life, you may need help taking care of yourself

As you get older, you might find that you need a bit more help with everyday tasks. So, the big question is: how are you going to cover those costs?

Long-term care insurance helps cover the costs of services you may need when a chronic illness, disability, or age makes it difficult to care for yourself. Whether it's in your home, a nursing facility, or an assisted living community, this insurance ensures you get the care you need without putting your savings at risk.

You have worked hard to build a life you love. Protect it with the right coverage. Long-term care insurance gives you and your loved one’s peace of mind by helping cover expenses not usually paid by health insurance or Medicare.

Planning ahead for long-term care is one of the most thoughtful things you can do for your future and your family. If the time comes when you need help with everyday tasks like bathing, dressing, or eating, this insurance pays for that support without creating a financial burden for your loved ones.

By securing a policy now, you gain access to a wider range of care options later and protect your assets from being drained by unexpected costs.

Long-term care insurance may help pay for:

  • Home health care services
  • Nursing home or assisted living facility stays
  • Adult day care centers
  • Hospice or respite care
  • Help with daily living activities

Every policy is different. We take the time to explain what’s covered, how benefits are triggered, and what waiting, or elimination periods may apply.

Premiums vary based on your age, health, the type of coverage you select, and the benefit limits you choose. It is often more affordable to purchase a policy while you are still in good health, typically in your 50s or early 60s.

At Sargent Insurance Agency, we guide you through the costs and options so you can make the decision that suits your needs and your budget.

As your trusted local insurance partner in Arkansas, we understand the unique needs of our community. Our family-led agency is here to support you every step of the way, offering personal attention and thoughtful advice.

When it comes to long-term care insurance, you are not just planning for the future. You are protecting your independence, your finances, and your family’s well-being.

Still Wondering?

You are local, and we are right here with the answers. Whether it is saving money on car insurance, understanding deductibles, or filing a claim, we make the process easy. Ready for reliable, local auto coverage?

Contact Sargent Insurance Agency today. You will get personalized attention, trusted service, and peace of mind with every mile.

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