Business Owners Insurance

The smart way to protect your business

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Protect What You've Built

Running a business takes time, effort, and passion. Whether you're a retailer, service provider, or own a local operation in Arkansas, you've worked hard to build something meaningful. You deserve protection that works just as hard.

At Sargent Insurance Agency, we help small and mid-sized business owners like you find reliable business insurance. A Business Owners Policy (BOP) is a strong solution that combines essential coverages into one affordable and easy-to-manage package. It’s designed to safeguard your livelihood, so you can keep doing what you do best.

A Business Owners Policy (BOP) merges key coverages into a single, convenient policy meant for small businesses. It usually includes:

  • General Liability Insurance:This helps protect you from claims involving bodily injury, property damage, and more.
  • Commercial Property Insurance: This Covers your building, equipment, and inventory from fire, theft, or other covered losses.
  • Business Interruption Insurance: This Reimburses you for lost income and operating expenses if your business has to close temporarily due to a covered incident.

By bundling these main protections, a BOP helps you save on premiums while providing broad, dependable coverage.

No matter how cautious you are, unexpected events occur — storms, lawsuits, theft, and more. Without proper protection, these disruptions could cost you everything you've built. A BOP gives you:

  • Affordable peace of mind
  • Simple coverage management
  • Customizable protection tailored to your industry

Whether you're just starting out or expanding your operations, a BOP can grow with you.

Every business is unique. That's why we offer extra options to customize your policy to your specific needs:

  • Professional Liability Insurance: Also known as Errors & Omissions Insurance, this protects your business from claims related to professional mistakes, negligence, or missed deadlines.
  • Workers’ Compensation Insurance: Required in most states, this covers medical expenses and lost wages for employees injured on the job, keeping your team safe and your business compliant.
  • Commercial Auto Insurance: This covers vehicles used for business purposes, including owned, leased, or employee-driven vehicles.
  • Cyber Liability Insurance: This provides protection in case of a data breach, cyberattack, or loss of sensitive customer information.
  • Employment Practices Liability Insurance (EPLI): This helps protect your business from claims related to wrongful termination, harassment, or discrimination.

We’re not just another insurance agency—we’re your neighbors. At Sargent Insurance Agency, we’ve been helping Arkansas businesses thrive for generations. Our approach is personal, proactive, and always focused on your success.

  • Local expertise with a deep understanding of Arkansas businesses
  • Dedicated advisors who take the time to understand your operations
  • Responsive service when you need us most
  • Coverage that fits never more, never less than what you truly need

Let’s Secure Your Business Together
Your business deserves more than just a one-size-fits-all insurance policy. It deserves care, attention, and a trusted partner who’s here for you today and every day.

Let’s Get Started Together

Protecting your home starts with a conversation. Whether you're building, buying, or just reviewing your current plan, we're happy to help. No pressure. No hassle. Just honest, neighborly advice.

Call us today or request a callback. We’re always just down the road and ready to help you protect what matters most.

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