Improve Your Protection with Sargent Insurance Agency Umbrella Policies

Complete Liability Coverage for Peace of Mind in Little Rock, Arkansas

Umbrella Insurance

Extending Your Liability Protection in Little Rock, Arkansas, and Beyond

Would you have enough protection if you were held responsible for someone’s injury or worse? Umbrella insurance provides extra liability coverage beyond what your homeowners and auto policies offer. This coverage helps protect your assets when life presents unexpected challenges.

You’ve worked hard to build your home, savings, and reputation. Staying protected is important. As a local, family-run agency, we’re here to help you get extra liability coverage that goes beyond your home and auto insurance. This way, you’re fully covered if a large claim threatens what you’ve built.

  • Beyond Your Standard Limits: Extends your liability protection when your auto, home, or other primary coverage maxes out.
  • Legal & Defense Costs: Covers attorney fees, court costs, and legal judgments—even if the lawsuit is groundless.
  • Broader Liability Protection: Covers claims not typically included in standard insurance, such as libel, slander, or false arrest.
  • Worldwide Coverage: Your umbrella policy follows you globally, covering incidents at home and abroad.

  • Homeowners with high-value assets or equity
  • Drivers with teenage kids or multiple vehicles
  • Pet owners with potentially aggressive breeds
  • Anyone at risk for lawsuits or high-cost liability claims

If you have savings, property, or income to lose, this extra coverage provides peace of mind.

  • Local, Family-Led Advice: We know your community and treat you like part of our family.
  • Carrier Comparison & Confidence: We help you find the right policy, focusing on limits, terms, and pricing.
  • Always Here for Support: From claims to legal questions, we’re with you every step of the way.
  • Easy Policy Coordination: We integrate umbrella coverage with your existing policies for smooth protection.

  • Request a Free Quote: Call us or fill out our website form. There’s no obligation, just clarity.
  • Review Your Liability Needs: We assess your lifestyle, assets, and risks.
  • Customize Your Umbrella Policy: Choose your coverage limit—$1M, $2M, or more.
  • Drive, Live, and Relax with Confidence: Get local support and protection when it matters most.

  • What’s the difference between excess and umbrella?
    Unlike standard excess policies, umbrella coverage offers broader protection. It covers liabilities not included in your underlying insurance.
  • How much coverage is enough?
    That depends on your assets, income, and potential risks. We’ll help determine the right limit to fully protect your financial future.
  • Is it hard to add umbrella insurance?
    Not at all. We’ll work with your current providers so it fits well over your existing home and auto policies.

Protecting what matters most starts with a conversation

Whether you’re looking for new coverage, updating your current plan, or have a few questions, we’re here for you. No pressure. No hassle. Just honest, friendly advice from a team that’s always nearby.

Call us today or ask for a callback. We’re right down the road and ready to help.

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