Comprehensive Sinkhole Insurance with Sargent Insurance Agency

Protect your home in Little Rock, Arkansas, from unexpected sinkhole damage



Earthquake

You can’t always see the warning signs. Protect your home with the right coverage

Sinkholes can be quite unpredictable, and unfortunately, there’s no guaranteed way to spot them before they happen. If you live in a high-risk area, your property might be in serious danger. Don’t hesitate to contact Sargent Insurance Agency today to find out more about sinkhole insurance options available in Little Rock.

Sinkhole insurance protects your home and property from damage caused by the sudden collapse or sinking of ground beneath it. Standard homeowners policies often exclude this type of damage, making this specialized policy essential when ground movement occurs.

It helps you recover from costly repairs caused by forces below the surface—offering protection when you need it most.

Coverage includes:

  • Structural damage – Repairs for cracked foundations, buckled walls, and unsafe conditions.
  • Land stabilization – Costs to stabilize or restore the ground your home is built on.
  • Detached structures – Coverage for sheds, garages, and similar buildings on your property.
  • Personal belongings – Replacement for items damaged due to sinkhole collapse.

If you live in an area prone to erosion, underground water flow, or limestone bedrock—like many parts of Arkansas—you may be at risk even if you’ve never experienced a sinkhole before.

Though not frequent, sinkholes can be devastating. Sinkhole insurance provides peace of mind and financial security in the event of ground collapse under your home.

Sinkhole insurance premiums are based on:

  • Your property’s location and risk level
  • The condition and construction of your home
  • Your current homeowner’s policy and deductible choices

We’ll assess your home’s exposure and help you find an affordable plan that fits your budget.

  • Local Expertise – We understand Arkansas terrain and risks better than national providers.
  • Family-Run Values – You’re not a number. We build relationships that last.
  • Carrier Options – We shop multiple companies to get the best price and protection.
  • Responsive Service – Count on us before, during, and after you need to file a claim.

We're here to guide and protect you—every step of the way.

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