Comprehensive Off-road Vehicle Insurance with Sargent Insurance Agency

Protect Your Off-road Adventures in Little Rock, Arkansas

Off-road vehicle on trail

Protecting Your Adventures in Little Rock, Arkansas, and Beyond

Off-road vehicles are made for adventure, whether you're exploring trails on a snowmobile or taking on dirt tracks on your bike. Before you head out, ensure you're protected so you can enjoy the ride without worry.

You enjoy the thrill of hitting the trail, and we enjoy keeping you covered. As a trusted local family-run agency, we’re here to provide off-road vehicle insurance that protects your toys: ATVs, UTVs, dirt bikes, and more. This way, you can focus on the ride.

Custom Coverage for Your Toy: Most home or auto policies won’t cover your ATV, UTV, or dirt bike. Off-road insurance fills the gap.

Collision Insurance: Pays for repairs or replacement if your vehicle collides with a tree, another vehicle, or trail obstacle.

Liability Protection: Covers injury or property damage you may cause while riding—so you’re not stuck with out-of-pocket expenses.

Comprehensive Coverage: Protects from non-collision events like fire, storms, theft, or vandalism.

  • ATVs (All-Terrain Vehicles)
  • UTVs and Side-by-Sides
  • Dirt Bikes & Trail Bikes
  • Dune Buggies
  • Snowmobiles
  • Golf Carts
  • Rock Crawlers
  • Camping Trailers

  • Limited Mileage Plans: Lower premiums for infrequent riders.
  • Safety Training Discounts: Earn savings with certified safety courses.
  • Bundling Discount: Add off-road to auto or home for extra savings.
  • Accessory Protection: Cover racks, lights, and other custom gear.

  • Get a Free Quote: Use our online form or give us a call—it’s quick and no-pressure.
  • Detail Your Vehicle & Use: We’ll tailor coverage based on how and where you ride.
  • Customize Your Policy: Choose limits and protections to match your lifestyle.
  • Ride with Peace of Mind: Our local team is ready for claims, questions, and updates anytime.

Can my home insurance cover an ATV?
No. You’ll need a specific off-road policy to ensure full protection.

Do I need collision coverage for trail riding?
It depends on your risk tolerance. Collision and comprehensive can help cover expensive repairs.

How can I lower my premium?
Enroll in a safety course, opt for limited usage, and bundle your policies with us.

Protecting what matters most starts with a conversation

Whether you’re looking for new coverage, updating your current plan, or have a few questions, we’re here for you.

No pressure. No hassle. Just honest, friendly advice from a team that’s always nearby. Call us today or ask for a callback. We’re right down the road and ready to help.

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