Motorcycle Insurance with Sargent Insurance Agency

Custom Coverage for Your Motorcycle in Little Rock, Arkansas

Motorcyclist on open road

Covering Your Ride in Little Rock, Arkansas, and Beyond with Confidence

When shopping for a motorcycle, you think about its style, fit, and power to suit your lifestyle. You should approach motorcycle insurance with the same care. Just like you research bike features, it's important to understand your insurance options. Cost, coverage, and medical expenses are key factors to consider.

You deserve motorcycle insurance that reflects your passion. As a trusted, local, family-run agency, we’re here to help you find the right bike insurance, whether you’re enjoying the open road or commuting in the city. We ensure you’re protected, ready to ride, and able to enjoy your time on the bike.

Liability Coverage: Covers bodily injury and property damage if you’re at fault in an accident.

Collision Coverage: Pays for repairs or replacement of your bike if it’s damaged in a crash, regardless of fault.

Comprehensive Coverage: Protects against non-collision events like theft, vandalism, fire, or falling objects.

Uninsured/Underinsured Motorist Coverage: Ensures protection if a driver without adequate coverage hits you or flees the scene.

Medical Payments / PIP: Covers medical expenses for you and your passenger after a crash, no matter who’s at fault.

  • Accessory & Custom Equipment Coverage: Covers aftermarket parts and customizations.
  • Rental Reimbursement: Helps pay for a rental bike while yours is in the shop.
  • Roadside Assistance: Covers towing, fuel delivery, flat tires, and more.
  • Lay-Up or Seasonal Coverage: Reduces rates while your motorcycle is stored off-season.

  • Multi-Policy Discount: Bundle with home or auto insurance for savings.
  • Safety Gear Discount: Save if you use a helmet, anti-lock brakes, or other protective gear.
  • Good Rider Discount: Earn lower premiums for riding safely and taking courses.
  • Loyalty Reward: Returning customers enjoy perks and preferred pricing.

  • Request Your Free Quote: Call or use our online form—quick and commitment-free.
  • Discuss Your Coverage Needs: We help review your bike, riding style, and coverage goals.
  • Customize & Finalize: Choose coverage that fits your needs and budget—we’ll handle the rest.
  • Ride with Confidence: Whether it’s a claim or a question, our local team has your back.

Do I need motorcycle insurance in Arkansas?
Yes. Liability coverage is legally required. Additional protection like collision and comprehensive is strongly recommended.

Can I insure custom parts and accessories?
Absolutely. You can schedule and insure custom upgrades and accessories at full value.

What impacts my premium?
Factors include your driving record, the make and model of your bike, engine size, safety features, and selected coverages.

Protecting what matters most starts with a conversation

Whether you’re looking for new coverage, updating your current plan, or have a few questions, we’re here for you.

No pressure. No hassle. Just honest, friendly advice from a team that’s always nearby. Call us today or ask for a callback. We’re right down the road and ready to help.

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