Mobile Home Insurance with Sargent Insurance Agency

Mobile Home Insurance Provided By Our Agency

Earthquake

Protect your mobile or manufactured home with affordable insurance that fits your lifestyle.

When it comes to their unique design and how they handle certain weather challenges like wind, storms or floods, manufactured and mobile homes often don’t meet the criteria for standard homeowner’s insurance. That’s why having mobile home coverage is so important.

Living in a mobile or manufactured home offers flexibility and freedom. However, it also comes with unique risks. Severe weather, theft, and fire can threaten your investment. The right insurance can help protect your home and provide peace of mind.

At Sargent Insurance Agency, we assist you in finding mobile home insurance that matches your budget and needs. Whether you live in Little Rock, Arkansas, or nearby, our local agents are ready to guide you through your coverage options and ensure you are well protected.

Mobile home insurance typically provides protection for:

  • Dwelling Coverage – Covers the physical structure from damage due to wind, hail, fire, vandalism, and more.
  • Personal Property Coverage – Replaces or repairs personal items if they’re damaged or stolen.
  • Liability Protection – Pays legal or medical expenses if someone gets injured on your property.
  • Additional Living Expenses – Helps with temporary housing if your mobile home becomes uninhabitable after a covered event.

Policies can be customized with add-ons like water backup, full replacement value, and more.

Yes, you do. Modular homes and mobile homes both face similar risks and should be covered appropriately.

Whether your home is placed on a permanent foundation or in a mobile home park, insurance is often required by lenders and landlords.

If you’ve made improvements—like a deck, shed, or garage—make sure these are included in your policy. We’ll ensure everything is protected at full value.

  • Trusted Local Advisors – We’re based in Arkansas and treat you like a neighbor, not a number.
  • Family-Led Service – Our family-run agency focuses on relationships, not just policies.
  • Coverage That Fits You – We work with leading insurers to offer flexible, affordable plans.
  • Here When You Need Us – Whether you're buying your first mobile home or filing a claim, we're only a call away.

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