Inland Marine Insurance Provided By Our Agency

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Protect Your High-Value, Mobile Assets With Inland Marine Insurance

At Sargent Insurance Agency, we recognize that some of your most valuable business assets are mobile. Whether you're moving tools, equipment, or materials, inland marine insurance provides the protection you need, beyond what a standard commercial policy offers. We are here in Arkansas to help you protect what matters, no matter where your work takes you.

Inland marine insurance covers products, materials, and equipment while they're being transported over land or stored away from your main business location. If your operations involve frequently moving high-value items, like tools, electronics, or construction equipment, you need more than just general liability or property insurance.

This coverage protects against losses such as theft, damage, or destruction while in transit or at temporary sites. It’s essential for businesses whose tools and equipment are not stationary.

You might need inland marine insurance if your business includes any of the following:

  • Shipping products across the country
  • Transporting tools to job sites
  • Storing goods offsite at third-party warehouses
  • Renting or leasing specialized equipment

Common businesses that benefit include:

  • Construction contractors
  • Landscapers
  • Installers and repair services
  • Art dealers and galleries
  • Tech or medical equipment providers
  • Photography and videography professionals

If you’re unsure whether this coverage meets your needs, we’re ready to guide you through it.

Typical inland marine policies provide coverage for:

  • Contractor’s tools and equipment
  • Computers and electronics
  • Artwork and collectibles
  • Installations before project completion
  • Goods in transit
  • Mobile medical equipment
  • Exhibits and trade show property

Policies can be tailored to your specific risks. We will help create a plan that suits your business’s unique needs.

While inland marine insurance is broad, it does not cover everything. Typically excluded are:

  • Property at your main business location, which is covered by property insurance
  • Vehicles licensed for road use, covered by commercial auto policies
  • Intentional damage or illegal activities
  • Flood or earthquake damage, which may require special riders

We will clearly explain all exclusions, so you are never caught off guard.

We have helped Arkansas businesses secure the protection they need with policies for years that exceed the basics. As a local, family-owned agency, we provide:

  • Personalized service and advice
  • Custom coverage options
  • Quick claims assistance
  • Ongoing policy support

We understand your business isn’t one-size-fits-all and your insurance shouldn’t be either. Our team is always here to help you adjust as your needs grow and change.

Protecting what matters most starts with a conversation

Whether you’re looking for new coverage, updating your current plan, or have a few questions, we’re here for you. No pressure. No hassle. Just honest, friendly advice from a team that’s always nearby.

Call us today or ask for a callback. We’re right down the road and ready to help.

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