Here are some common services and treatments typically covered:

• Outpatient care, including visits to doctors.
• Pregnancy and maternity care.
• Mental health and substance abuse treatment.
• Prescription medications.
• Emergency room visits.
• Hospital stays.
• Services and equipment for recovery after injuries.
• Laboratory tests.
• Pediatric services, including children's dentistry and vision care.

To learn more about what specific conditions are covered under your plan, contact Sargent Insurance Agency in Little Rock.

Several factors, regulated by law, influence the cost of individual health insurance plans:

Age 
Insurance costs increase with age. Children under 14 are usually added at no additional cost, but premiums rise once they turn 15.

Location
Health insurance premiums differ by state and area. For instance, a resident in Miami-Dade County, Florida, might pay less for the same policy than someone in Jackson County, Florida.

Smoking and Tobacco Use
Depending on state regulations, smokers may see their premiums rise by up to 50%.

Number of Insured Individuals
The total cost is also affected by the number of people covered under the policy, their ages, and tobacco usage. A family of three, for example, will pay more than an individual.

Making the Right Choice

When comparing individual health insurance policies, consider both coverage and cost. Our professionals at Sargent Insurance Agency in Arkansas are prepared to help you locate the ideal health insurance plan. We are available to answer any questions you may have and help you make an informed choice.

Contact Sargent Insurance Agency today for personalized assistance with your health insurance needs.