Excess Liability Insurance Provided By Our Agency

Excess Liability Insurance with Sargent Insurance Agency

Earthquake

Protect yourself from unexpected costs

Don’t let one accident threaten your financial future. Excess liability insurance offers the extra coverage you might need when standard liability limits aren't sufficient.

When your standard insurance policy hits its limit, excess liability insurance takes over. It’s like a financial safety net—helping cover costs that go beyond what your auto, home, or business liability policies pay.

This coverage is especially useful during serious lawsuits or claims with potentially high financial damages. Excess liability gives you peace of mind with added protection.

Standard policies come with coverage limits. If you're found liable for a serious incident—like an injury on your property or a major accident—the costs could exceed your base coverage.

  • Helps pay medical expenses, legal defense, and settlements that exceed existing policy limits.
  • Protects your assets such as your home, savings, or retirement accounts.
  • Offers a broad, cost-effective layer of protection for unexpected events.

Excess liability insurance is a smart option if you:

  • Own property or rental homes
  • Have substantial savings or investments
  • Host guests frequently
  • Serve on boards or in volunteer leadership roles
  • Want to secure your family’s long-term financial future

If you're unsure whether this coverage fits your needs, we’ll guide you through a risk assessment to help you decide.

At Sargent Insurance Agency, we’re committed to protecting what matters most to you. As a local, family-run agency, we treat you like one of our own.

  • We review your current insurance portfolio to identify coverage gaps.
  • We help you understand the value of excess liability coverage for your situation.
  • We provide simple, clear options from top insurance providers.

Serving Arkansas families with thoughtful, proactive, and reliable insurance solutions is what we do best.

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