Errors & Omissions (E&O) Insurance Provided By Our Agency

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Protect Your Business from the Unexpected

When you offer professional advice or services, even a small mistake can lead to expensive legal claims. Errors and omissions (E&O) insurance, also known as professional liability insurance, protects you from these risks so you can serve your clients confidently. At Sargent Insurance Agency in Little Rock, Arkansas, we help businesses like yours find the coverage you need to stay protected and move forward with peace of mind.

Errors and Omissions Insurance helps protect your business from lawsuits that claim you made a mistake in the services or advice you provided. Even if the claim is baseless, defending yourself in court can cost thousands. E&O insurance covers legal expenses and settlement costs, allowing you to focus on running your business.

If your business provides professional services or advice, E&O insurance is a wise choice. This includes:

  • Consultants
  • Financial advisors
  • Real estate agents
  • Insurance professionals
  • Marketing agencies
  • Accountants
  • Architects and engineers
  • IT service providers

Whether you're a small business owner or part of a larger firm, if your work could be challenged for an error or omission, you need protection.

With an E&O policy, your business is protected from claims related to:

  • Negligence
  • Errors or oversights in services provided
  • Misrepresentation
  • Breach of contract
  • Missed deadlines or undelivered work
  • Inaccurate advice or documentation

It typically covers legal defense costs, court fees, and any settlements or judgments up to your policy limits.

While E&O insurance is essential, it doesn’t cover everything. Most policies exclude:

  • Bodily injury or property damage (covered by general liability)
  • Employee disputes (covered by employment practices liability insurance)
  • Intentional wrongdoing or illegal acts
  • Data breaches or cyberattacks (covered by cyber liability insurance)

If you're unsure whether your business risks are fully covered, we can help you identify gaps and build a complete protection plan.

Premiums for E&O coverage vary based on several factors:

  • Your industry
  • Business size and revenue
  • Claims history
  • Level of risk in your services

Typical small businesses might expect to pay between $500 to $1,000 per employee annually, but we’ll work with you to find coverage that fits your budget and needs.

At Sargent Insurance Agency, you're more than just a policy number. We're a family-led, Arkansas-based team that takes the time to understand your business and community. We’ve built trusted relationships by offering:

  • Personalized, local service
  • Industry-specific E&O coverage
  • Quick and responsive claims support
  • Flexible policy options tailored to your profession

Our goal is to help you feel confident and secure, allowing you to keep growing your business without worry.

Let’s Get Started Together

Protecting your home starts with a conversation. Whether you're building, buying, or just reviewing your current plan, we're happy to help. No pressure. No hassle. Just honest, neighborly advice.

Call us today or request a callback. We’re always just down the road and ready to help you protect what matters most.

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