Employment Practices Liability Insurance

Employment Practices Liability Insurance Image

Protect Your Business from Workplace Claims in Little Rock, Arkansas

As a business owner, you put in the effort to create a respectful and inclusive workplace. However, even with good intentions, disputes can occur. Employment Practices Liability Insurance (EPLI) helps safeguard your company if an employee files a claim related to harassment, discrimination, or wrongful termination. At Sargent Insurance Agency, we assist businesses in Arkansas in staying prepared and protected.

EPLI helps cover legal expenses and possible damages resulting from employee claims. This can include:

  • Harassment Claims, including sexual harassment, bullying, and a hostile work environment.
  • Discrimination Allegations, based on race, age, gender, religion, disability, or other protected categories.
  • Wrongful Termination, claims from employees who believe they were unfairly dismissed.
  • Breach of Employment Contract, disputes regarding terms of employment agreements.
  • Failure to Promote or Hire, accusations of unfair hiring or promotion practices.
  • Mismanagement of Benefits, claims about errors in managing benefits such as health plans or retirement accounts.

Whether you have five employees or fifty, these situations can happen unexpectedly. Defending your business can be expensive without the right protection.

If you employ anyone, even just one person, your business is open to employment-related lawsuits. This includes:

  • Small businesses with limited HR resources
  • Family-owned companies
  • Growing organizations adding new team members
  • Nonprofits and local institutions

EPLI coverage is necessary protection that adds to your general liability policy. Don't assume your business insurance already covers these claims; most policies do not.

At Sargent Insurance Agency, we treat your business as if it were our own. As a family-run agency deeply rooted in Arkansas, we understand the challenges local employers face. When you work with us, you receive:

  • Personalized Policy Reviews: We’ll help you understand what’s covered and what isn’t.
  • Proactive Risk Guidance: We go beyond policies to help you avoid claims from the start.
  • Quick, Local Support: Our team is right here in Arkansas when you need us most.
  • Affordable Options: We compare coverage from multiple top-rated insurers to find the best value for you.

Protecting what matters most starts with a conversation

Whether you’re looking for new coverage, updating your current plan, or have a few questions, we’re here for you. No pressure. No hassle. Just honest, friendly advice from a team that’s always nearby.

Call us today or ask for a callback. We’re right down the road and ready to help.

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