Get the Best Condo Insurance with Sargent Insurance Agency

Complete Coverage for Your Condo in Little Rock, Arkansas

Long Term Care

Protecting Your Home in Little Rock, Arkansas, and Beyond with Coverage That Fits You

Condo insurance (HO-6) fills the gaps in your association’s policy, protecting your unit’s interior—floors, walls, cabinets, fixtures, and more. Your association handles the building shell and common areas, but you’re responsible “from the drywall in.”

Grab your association by-laws to see what’s covered, and let us help you navigate the details

You're more than a policyholder; you're family. As a trusted, local, family-run agency, we’re here to guide you. Whether you're securing your loved ones’ financial future, planning for business protection, or exploring coverage for the first time, we help you find life insurance that matches your goals and budget.

Dwelling/Building Property Coverage: Protects interior walls, built-in cabinets, and fixtures from damage caused by fire, storms, or other covered events—so your condo gets restored without worries.

Personal Property Coverage: Covers your belongings, including furniture, electronics, clothing, and valuables in case of theft, fire, or damage.

Liability Protection: If someone gets injured in your condo or you accidentally damage a neighbor’s property, this helps cover medical bills and legal fees, even if you're at fault.

Loss of Use / Additional Living Expenses: Helps pay for temporary housing, meals, and essentials if your condo becomes unlivable due to a covered loss.

Medical Payments to Others: Handles minor guest injuries, like slip-and-fall accidents, regardless of who’s at fault.

Customizable Extras:

  • Scheduled Personal Property – Insure jewelry, art, and valuables at full appraised value
  • Increased Liability Limits – Extra protection for your assets and savings
  • Water Backup Coverage – Covers damage from clogged drains or sewer issues
  • Identity Theft Protection – Assistance in restoring your identity after fraud

  • Multi-Policy Discount: Bundle condo with auto or other policies to reduce rates
  • Home Safety Discount: Install deadbolts, smoke detectors, or alarms for added savings
  • Claim-Free Discount: Rewarded for maintaining a clean record
  • Loyalty Advantages: Long-term customers enjoy special perks

  • Request a Free Condo Insurance Quote: Contact us by phone or online—no pressure, no obligations.
  • Review Your Coverage Needs: We'll walk you through options so you understand your protection fully.
  • Customize & Finalize Your Policy: Once you choose, we handle all the setup and carrier coordination.
  • Rely on Us—Always: Questions? Claims? Life changes? We're just a call or message away.

Does my condo association cover damage?
Usually, yes—but only for the building’s exterior and shared spaces. Your personal condo policy covers interior structures, contents, and liability.

Can I get more personal property coverage?
Absolutely. We offer scheduled coverage so high-value items are insured at their full replacement cost.

What affects my premium?
Several factors: location, coverage limits, safety features, building age, and your condo association’s rules.

Protecting what matters most starts with a conversation

Whether you’re looking for new coverage, updating your current plan, or have a few questions, we’re here for you.

No pressure. No hassle. Just honest, friendly advice from a team that’s always nearby. Call us today or ask for a callback. We’re right down the road and ready to help.

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