Classic Car Insurance with Sargent Insurance Agency

Protecting Your Automotive Treasures in Little Rock, Arkansas

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Special protection for your timeless treasure.

Is your love for cars more than just a passing interest? Whether you’re the proud owner of a rare 1930s dual-cowl phaeton, enjoy cruising in a custom classic, or have a soft spot for exotic sports cars, your passion deserves to be protected. Make sure both your classic ride and your investment are safe with the right insurance coverage.

At Sargent Insurance Agency in Little Rock, Arkansas, we help you find the right coverage for your cherished vehicle, so you can enjoy every drive without worry.

Your classic car isn’t just a vehicle. It’s a legacy on wheels. Whether you restored it yourself or it’s been in your family for years, it deserves more than a standard auto policy. That’s where classic car insurance comes in. It protects your investment and honors the value that regular coverage often overlooks.

At Sargent Insurance Agency in Little Rock, Arkansas, we help you find the right coverage for your cherished vehicle, so you can enjoy every drive without worry.

Classic car insurance isn’t one-size-fits-all. It’s built for collector-worthy vehicles—older models with historical value that are used and maintained differently than daily drivers.

Key differences include:

  • Agreed Value Coverage: You and your insurer agree on your car’s value upfront—no depreciation surprises.
  • Limited Use Policies: Lower premiums because classic cars are driven less frequently.
  • Specialized Repair Options: Coverage often allows work at vintage-specialized repair shops.
  • Storage & Maintenance Considerations: Insurance takes into account garage storage and care habits.

If your vehicle meets qualifications based on age, condition, use, and storage—you may be eligible for a tailored plan.

To be classified as a classic or collector vehicle, most insurers require:

  • Vehicle age of 10 to 25 years or older (depending on the insurer)
  • Not used as your primary transportation
  • Stored securely in a garage or enclosed space
  • Well-maintained or professionally restored

We’ll guide you through each eligibility step to help ensure your prized vehicle receives the proper protection.

Classic car insurance offers flexibility and essential protection, including:

  • Collision & Comprehensive
  • Liability & Medical Payments
  • Uninsured/Underinsured Motorist
  • Spare Parts Coverage
  • Roadside Assistance (for collector cars)

Optional add-ons include coverage for car shows, restoration projects, transport, and more—customized to fit your collector lifestyle.

Trust a Local Agency That Understands Your Passion

At Sargent Insurance Agency, we focus on people, not just policies. As a family-led, Arkansas-based insurance agency, we understand what your classic car means to you. We’ll take the time to learn about your vehicle, your goals, and your budget before recommending coverage.

We partner with top-rated insurance carriers to offer competitive rates and excellent service. Whether you're cruising the Ozarks or prepping your car for a weekend show, you can count on us.

Protecting what matters most starts with a conversation

Whether you’re looking for new coverage, updating your current plan, or have a few questions, we’re here for you.

No pressure. No hassle. Just honest, friendly advice from a team that’s always nearby. Call us today or ask for a callback. We’re right down the road and ready to help.

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