Comprehensive Brewery Insurance: Protecting Your Brewing Business in Arkansas

Ensure your brewery’s success with customized insurance solutions from your trusted, family-led agency.

Business Owners Insurance Image

Brewery Insurance Provided By Our Agency

As Arkansas’s craft brewing scene flourishes, so do your risks—equipment failures, product recalls, liability exposures, and more. At Sargent Insurance Agency, we partner with you to build a brewery insurance program that keeps your production on tap and your business protected.

Brewery insurance combines standard business policies with specialized coverages—property, liability, equipment breakdown, and more—crafted for breweries of all sizes, from microbreweries to large production facilities (including taprooms, restaurants, and recreational areas).

Unforeseen events can threaten your operations and profitability:

  • Spoiled or contaminated batches requiring recall
  • Alcohol-related incidents after patrons leave your premises
  • Equipment failures leading to downtime and repair costs
  • Slip-and-fall accidents at tasting rooms or festivals
  • Property damage from leaks, spills, weather, or vandalism
  • Inventory loss during storage or transit

With so many specialized risks, a tailored brewery insurance program is vital for your craft business’s sustainability. Without proper coverage, a single claim could jeopardize your investment and your legacy in Arkansas’s brewing community.

  • Property, Equipment Breakdown & Business Interruption
  • General Liability, Liquor Liability & Umbrella
  • Product Recall Coverage
  • Workers’ Compensation
  • Commercial Auto Insurance
  • Cyber Liability
  • Inland & Ocean Marine

As your brewery expands—adding new equipment, opening taprooms, or hiring staff—your insurance needs evolve. Let us review and adjust your coverage regularly to ensure full protection for your growing Arkansas business.

Risk Factors: Your buildings, brewing tanks, raw materials, and finished stock face threats from fire, storms, theft, vandalism, and other hazards.

Our Solution: Safeguard your brewery’s physical assets—facilities, equipment, inventory—from fire, wind, theft, and vandalism. Optional endorsements cover floods, earthquakes, and more.

Risk Factors: Serving, manufacturing, or distributing alcohol exposes you to liquor liability claims—from on-site incidents to dram shop lawsuits.

Our Solution: Fill the gap excluded by general liability policies with liquor liability coverage, protecting you against third-party claims related to your beer sales.

Risk Factors: High-pressure fermentation and sensitive machinery can fail without warning, leading to production halts and costly repairs.

Our Solution: Extend “building” definitions to include brewing equipment, tanks, and related apparatus. Coverage can also reimburse product withdrawal expenses if quality issues arise.

Risk Factors: Slip-and-falls at your taproom or brew fest, property damage, or advertising injury could trigger costly lawsuits.

Our Solution: A Commercial General Liability (CGL) policy shields you from bodily injury, property damage, personal injury, and legal defense costs both on- and off-premises.

Risk Factors: Regulatory compliance failures can result in fines or contractual penalties for bonded breweries.

Our Solution: Surety bonds guarantee your brewery’s honesty and contractual performance, covering fines or legal obligations if you fall short.

Want to Learn More About Packaged Business Insurance?

If your current insurer’s service falls short—poor claims handling or surprise rate hikes—it may be time to explore alternative packaged business insurance options in Arkansas. Just don’t cancel your existing policy until your new coverage is active, or you could face a dangerous gap.

Contact us today to compare plans and secure the customized protection your Little Rock business deserves.

Contact Us

We are here to help
Thanks! , you can now fill the form!