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Comprehensive Business Owner's Insurance in Little 
Rock

Protect Your Business Assets and Liabilities in Little Rock with Sargent Insurance Agency's Tailored BOP
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Many years in business

100% customer satisfaction

6 Knowledgeable advisors

Multiple coverage options to choose from

Why Choose Business Owner's Insurance from Sargent Insurance Agency?

If your business has assets like equipment or inventory, a Business Owner's Policy (BOP) from Sargent Insurance Agency can be incredibly beneficial. A BOP integrates business property, liability, and income insurance into a single, convenient policy.

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General liability
Property damage
Business Owners Policy (BOP)
Cyber Liability Coverage
Workers Compensation

General liability coverage

Risk Factors

There is a possibility that a visitor gets injured or gets their property damaged on your business premises.

Solution

Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damages coverage if you, your employees or your products or services are alleged to have caused bodily Injury or property damage to a third party.

Property damage coverage

Risk Factors

Your business property may get damaged by unexpected events like a fire, an explosion, hail, etc., and cause you a significant loss.

Solution

Properties covered by a business policy usually include buildings (owned or rented). The property insurance portion is generally available as named-peril coverage, which provides coverage only for damage caused by events specifically listed in the policy (typically fire, explosion, wind damage, vandalism, smoke damage, etc.).

Business Owners Policy (BOP)

Risk Factors

A business owner would require to take various types of insurance coverage to cover each risk. This can cost them more if they take it separately.

Solution

A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.

Cyber liability coverage

Risk Factors

A cyber-attack on your computers can be harmful and you would become liable for the losses & expenses incurred.

Solution

You can get coverage for computer attacks and damage to electronic data and computer systems. Also offset the effects of your database being hacked or getting affected by a virus.

Workers compensation coverage

Risk Factors

Your employees can get injured while working at your office premises, and you would be liable to pay for their medical expenses.

Solution

This coverage provides insurance to employees who are injured on the job. This type of insurance provides wage replacement and medical benefits to those who are injured while working. In exchange for these benefits, the employee gives up his right to sue his employer for the incident.

Do You Need Business Owner's Insurance in Arkansas?

Business insurance is essential as it covers expenses related to property damage and liability claims. With this coverage, business owners in Arkansas might avoid out-of-pocket costs for expensive damages and legal claims. Such incidents can be financially crippling. Additionally, certain types of business insurance are mandated by law in some states.

Protect Your Business with a Business Owner's Insurance Policy

A BOP from Sargent Insurance Agency in Little Rock offers protection against:

  • General Liability
  • Property Damage
  • Business Liability
  • Cyber Liability
  • Bodily Injuries
  • Service Errors

Comprehensive Coverage Provided by a Business Owner's Insurance Policy

Employees
Workers can unintentionally cause customers injuries or property damage. This policy protects both your employees and your business in Little Rock.

Potential Lawsuits
If a customer slips and falls at your location, this policy can help cover their medical expenses and legal fees.

Physical Locations
Whether your business operates from your home, a rented office, or a store in Arkansas, a BOP can help cover these premises.

Valuable Assets
Without the right insurance, replacing digital property, equipment, furniture, cash, and inventory can be challenging. Our BOP ensures these assets are protected.

Private Customer Data  
In case of theft or loss of personally identifiable information, this policy helps cover costs related to notifying impacted clients and managing public relations.

Secure your business in Arkansas with a comprehensive Business Owner's Policy from Sargent Insurance Agency. Contact us today to learn more about how our insurance solutions can protect your business assets and liabilities.

Already have Business owners Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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Sargent Insurance Agency

Also providing service throughout Camden, Helena – W. Helena, Maumelle, North Little Rock, and Pine Bluff areas. – Licensed in Alabama, Arkansas, Mississippi, Tennessee and Texas.
7107 West 12th St. Suite 103 Little Rock, AR 72204
1120 Washington St Camden, AR 71701
2600 West 28th Pine Bluff, AR 71603
421 Perry St Helena AR 72342
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